Website & service terms

Terms of Use

These terms define the website's informational role and the high-level boundaries of Metal Card's facilitation service.

Informational website

Website content is general information and does not constitute a binding loan offer, legal advice, tax advice or an assurance of approval.

User responsibility

Users should provide accurate information and authentic documents and should not misuse the website, impersonate others or submit fraudulent applications.

Lender independence

Banks/NBFCs independently assess applications and issue their own offers, KFS, sanction letters and agreements. Those documents govern the actual credit facility.

Third-party services

The website may link to lenders, app stores, social networks or other third parties. Their terms and privacy practices are separate from Metal Card's.

Limitation

Metal Card is not responsible for a lender's independent credit decision or for delays caused by incomplete documents, third-party verification, regulatory processes or circumstances outside Metal Card's reasonable control.

Governing relationship

Specific paid services, partner arrangements or lender-channel activities may be governed by separate agreements in addition to these website terms.