Metal Card is not the lender
Metal Card Loan does not independently lend funds or sanction loans. Credit decisions are made by the respective bank or NBFC.
Lender terms control the loan
Approval, APR/interest, amount, tenure, processing fees, security, insurance, valuation and all other loan conditions are determined by the lender and documented in the lender's applicable offer/sanction/KFS/agreement.
No guaranteed outcome
Metal Card does not guarantee sanction, a specific rate, a specific lender or a fixed turnaround time. Any examples on the website are explanatory and not an offer of credit.
Commercial arrangements
Metal Card may work with financial institutions through DSA, sourcing, referral, channel-partner or other authorized arrangements, depending on the lender and product.
Fees and statutory charges
Any Metal Card professional/facilitation fee, where contractually and legally applicable, should be disclosed before collection. Statutory/government charges should be paid through the applicable official mechanism. Where Metal Card acts in a regulated digital-lending intermediation role, the applicable lender agreement and RBI framework govern fee treatment.
Bank and NBFC names
Names and trademarks shown on this site belong to their respective owners. Network/program availability can change and display should not be interpreted as an endorsement or guarantee of a particular offer.