Loan solution · India

Vehicle Loan

One vehicle-finance desk for eligible private and commercial requirements — from individual purchases to business fleets.

Professional facilitation — not direct lending.Final approval, pricing, amount, tenure and conditions are decided by the respective bank/NBFC.
Typical use cases

What this finance can support

  • Private vehicles
  • Commercial vehicles
  • Transport and logistics vehicles
  • Eligible fleet or business-use vehicle purchases
Typical assessment

What lenders may evaluate

  • Borrower/business repayment capacity
  • Vehicle category and usage
  • Credit and banking profile
  • Margin / LTV requirements
  • Vehicle age and valuation for used units
Document readiness

Common documents

Exact requirements vary by lender and profile. This is a practical starting list, not a universal checklist.

  • 01KYC
  • 02Income or business documents
  • 03Bank statements
  • 04Vehicle quotation
  • 05Permit/business/vehicle papers where applicable
Metal Card workflow

How the case moves

  1. 1Vehicle and use-case review
  2. 2Borrower/business assessment
  3. 3Applicable lender program
  4. 4Document and verification coordination
  5. 5Sanction / disbursal process
Questions about Vehicle Loan

What clients usually ask.

Yes. Vehicle Loan covers eligible private and commercial vehicle finance. Car Loan is the more focused page for private passenger cars.

Start with the requirement

Tell us what you want to finance.

We’ll help organize the profile, documents and next steps around the applicable lender process.