Loan solution · India

Personal Loan

Professional support for an unsecured personal loan application — organized from profile review to lender coordination.

Professional facilitation — not direct lending.Final approval, pricing, amount, tenure and conditions are decided by the respective bank/NBFC.
Typical use cases

What this finance can support

  • Major personal expenses
  • Planned purchases
  • Family or lifestyle requirements
  • Eligible debt consolidation or financial needs
Typical assessment

What lenders may evaluate

  • Stable and verifiable income
  • Acceptable credit profile and repayment history
  • Existing obligations within lender policy
  • Age, employment and residence criteria
  • Lender-specific program eligibility
Document readiness

Common documents

Exact requirements vary by lender and profile. This is a practical starting list, not a universal checklist.

  • 01PAN and Aadhaar / accepted KYC
  • 02Recent salary slips or income proof
  • 03Bank statements
  • 04Employment or business proof where requested
  • 05Additional lender-specific documents
Metal Card workflow

How the case moves

  1. 1Requirement & profile review
  2. 2Document readiness
  3. 3Suitable lender routing
  4. 4Query and verification coordination
  5. 5Lender decision / sanction process
Questions about Personal Loan

What clients usually ask.

No. Metal Card facilitates the application. The bank or NBFC independently evaluates and decides the loan.

Start with the requirement

Tell us what you want to finance.

We’ll help organize the profile, documents and next steps around the applicable lender process.