Loan solution · India

Loan Against Property

Use eligible property to support larger funding requirements while keeping the credit, legal and technical process coordinated.

Professional facilitation — not direct lending.Final approval, pricing, amount, tenure and conditions are decided by the respective bank/NBFC.
Typical use cases

What this finance can support

  • Business expansion
  • Working capital
  • Debt restructuring where appropriate
  • Large eligible personal or professional requirements
Typical assessment

What lenders may evaluate

  • Stable repayment capacity
  • Acceptable property title and valuation
  • Credit profile
  • Property type and location serviceability
  • Lender LTV and legal criteria
Document readiness

Common documents

Exact requirements vary by lender and profile. This is a practical starting list, not a universal checklist.

  • 01KYC and income/business documents
  • 02Bank statements
  • 03Property title documents
  • 04Existing loan details if property is mortgaged
  • 05Lender-specific technical/legal papers
Metal Card workflow

How the case moves

  1. 1Requirement and property screening
  2. 2Financial document review
  3. 3Property document readiness
  4. 4Credit + legal + technical coordination
  5. 5Lender decision and mortgage/disbursal steps
Questions about Loan Against Property

What clients usually ask.

Eligibility depends on lender policy and may include acceptable residential or commercial properties and selected other property types.

Start with the requirement

Tell us what you want to finance.

We’ll help organize the profile, documents and next steps around the applicable lender process.